We all know that America is home to the most litigious society on the planet. A woman spills a cup of coffee on herself and sues the restaurant claiming it was too hot. Or how about the Judge that sued the cleaners for $54 million for losing a suit. If that's not crazy enough, how about the concert goer, who several years after the incident, sued the rock star for falling on her and injuring her with his buttocks. You can Google “outrageous lawsuits” and get over 3 million results that include stories even more ludicrous than these. When you consider that there are 3 lawsuits filed in America every second, is it any wonder why legal plans are becoming a big part of the financial and security protection for families and small businesses? Remember, sixty years ago it was uncommon to own a health plan. Today it is uncommon not to have one. And today, many European countries have as much as an 80% participation rate with legal plans. But in America, and Canada for that matter, less than 10% of people have a legal plan.
So a law suit is one thing, but what about the everyday common things that can cause our veins to pop out of our heads.
Here's one: A father pays for his daughter's wedding reception to be held at very nice ball room. A few hours into the event, the plumbing goes out. He calls the event manager to request emergency services, and they arrive with a port-a-potty. After the event, when he calls to register a complaint, they offer a small refund of about $100, about ten percent, arguing that the event was almost over anyway. They haggle back and forth, and the owner basically says take it or leave it. The father calls his legal plan provider law firm for assistance.
If you are like most people, whenever you see those red and blue lights, accompanied by the noise of sirens blasting, your heart beat speeds up and you feel like you are about to experience a nervous breakdown.
It happens tens of thousands of times everyday across America and Canada, and no matter what the circumstance, that driver is sure to experience a change in their mental - and often times, physical – state.
All kidding aside, in today’s litigious society, there are certain “do’s and don’ts” that every driver should exercise whenever a police officer pulls you over. How you choose to use, or not use, these suggestions, could very well determine the outcome of your unfortunate incident.
If You Are Stopped By The Police While In Your Car...
1.) As soon as you notice the police emergency lights pull your vehicle
over to the right as soon as it is safe to do so.
a.) Although you might not know the reason, you should pull over right
b.) You may have committed some minor traffic violation without
c.) There may be some problem with your vehicle of which you are
2.) Remain in your vehicle while the officer approaches.
a.) Do not attempt to get out of your vehicle or approach the officer.
b.) Exiting your vehicle does not assist the officer and may be...
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Critical 'Must Haves' When Starting A Small Business
by Gerard Cassagnol
The Five Most Common Types of Identity Theft Complaints and Tips To Reduce The Likelihood That You Will Become A Victim
By Gerard Cassagnol
Identity Theft has become the fastest growing crime in in all of the world. In tops the list as the number one consumer complaint in the United States, with 19 people becoming victims of identity theft every minute. Unfortunately, with the greater use of the internet, the problem is predicted to grow.
So what is identity theft and how could it effect you? Identity theft is a form of fraud that occurs when an individual or group of people steals your personal information for the purpose of financial or social gain. It happens in a number ways. Thieves steal credit card payments and other outgoing mail from private, curbside mailboxes. They file a change of address form in the victim’s name to divert mail and gather personal and financial data. They dig through garbage cans or dumpsters in search of cancelled checks, credit card and bank statements, and pre-approved credit card offers.They hack into computers that contain personal records and steal the data.
They use malware software to steal your information over the internet. They also use phishing in email to get you to give them your personal information. Of course, these are just some of the common ways this crime happens.
There are new tactics being introduced all of the time.
While the majority of these crimes involve theft for financial gain, there are many different types of identity theft, ranging from
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